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  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    FiW-I-1:Claims ratio, combined ratio in homeowners’ comprehensive insurance

    The picture shows the top view of a building roofed with red tiles. To the right and left of the roof ridge you can see numerous large hailstones. Some of the roof tiles are broken.

    … combined ratio in homeowners’ comprehensive insurance undercut the 100 % level. The 2021 flood catastrophe in the Ahr and Erft valleys entailed a new damage record and … ratio in homeowners’ comprehensive insurance Source: GDV (branch statistics) 2021 – so far the most expensive year for underwriters Increasing claims ratio … play an important role in terms of an insurance company’s balance sheet. In 2021, storms and hailstones as well as other natural hazards – especially the flood …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    HUE-4: Adaptation to climate change at the municipal level

    The picture shows a slightly hilly landscape characterised by agricultural activity. The centre of the picture shows a village embedded in the landscape. In an almost cloudless sky which is already tinged with orange, you can see a low sun wrapping the landscape in a warm light.

    … level Source: BMUB/BMUV & UBA (study ‚Umweltbewusstsein in Deutschland‘/ for 2021: additional survey in the framework of the study ‚Umweltbewusstsein in … The information and advisory service offered by the ZKA launched by the BMUV in 2021 is aimed specifically at persons in authority and stakeholders in … stakeholders and indicate options for action at a local level. Between 2011 and 2021 a total of 44 towns, districts and regions were awarded funds totalling just …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    BS-R-3: Exercise volume

    The picture shows a THW member from behind; he is in uniform and wears a helmet. It is possible to make out a scaffold with other THW members standing on it.

    … when extreme events have to be dealt with. The severe flood events of 2013 and 2021 did not affect the training hours attended any more than just negligibly. … pandemic, the THW focused on maintaining its operating capacity. In 2020 and 2021 exercises were possible only with severe limitations. BS-R-3: Exercise volume … in the east and south-east of Germany. With the exception of both 2020 and 2021, the amount of training hours attended was lowest in 2015, amounting to a total …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    BS-R-1: Information on how to act in a disaster situation

    The picture shows a group of two women and two men participating in a First Aid training exercise. The course leader uses a doll to demonstrate cardiac massage.

    … update on 28.11.2023 BS-R-1: Information on how to act in a disaster situation In 2021, 66 % of respondents to the environmental awareness survey stated that they had … situation Source: BMUB/BMUV & UBA (study Umweltbewusstsein in Deutschland‘ for 2021: additional survey in the framework of the study Umweltbewusstsein in … This was lately demonstrated by the severe flood disaster in the Ahr valley in July 2021 when roads and bridges were carried away by masses of water thus barring …

  • KomPass: Article from 28.11.2023 | Last changed: 17.12.2024

    VE-I-5: Impacts on roads due to weather conditions and weather patterns

    The picture shows the upper part of the tail end of a vehicle belonging to the highway maintenance service. The vehicle is orange and its rear doors are marked with the word ’Streckenwartung’ (track maintenance) and reflective red-and-white striped stickers. There are warning lights fitted to the vehicle.

    … Highway maintenance services were extraordinarily busy in 2007, 2010, 2018 and 2021. In 2007 and 2010 the main task was to remedy the damage wrought by hurricanes … in Hesse, Rhineland-Palatinate and North Rhine-Westphalia exceptionally busy. In 2021, the ‘Bernd‘ low-pressure system was responsible for the high expenditures on … Länder level, whereas responsibility for motorways has been, since its inception in 2021, the remit of the Autobahn GmbH des Bundes (AdB) at federal government level. …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    BS-R-2: Precautions taken among the population

    The picture shows an assortment of emergency provisions including groceries such as beans, rice and tinned food, batteries, adhesive tape, toilet paper, tea lights and lighters.

    … about the climate change risks concerned, had decreased. The survey conducted in 2021 shows an increase in the corresponding proportion to more than two thirds. The … population Source: BMUB/BMUV & UBA (study `Umweltbewusstsein in Deutschland` for 2021: additional survey in the framework of the study ‚Umweltbewusstsein in … studies conducted in 2012, 2014 and 2016 as well as the survey conducted in 2021, it becomes clear that the proportion of respondents who inform themselves …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    BS-R-4: Active emergency relief responders in civic protection

    The picture shows three emergency vehicles operated by the fire brigade and the THW emergency relief organisation: The vehicles are standing on a National Road, one of them is a fire-fighting group vehicle. A man wearing a high-visibility vest and a pair of THW livery trousers can be seen running along the middle gangway.

    … number of members of fire brigades. Since then the commitment has grown again. In 2021 there were in total some 1.15 million more individuals active in fire brigades … decline did not occur until the last year of the current timeline. From 2020 until 2021 the membership numbers of fire brigades and THW declined by just under 600 … the number increased to 66,000 and remained at that level in 2016 and 2017. Up to 2021, the number of active THW volunteers rose to just under 79,000. In order to …

  • KomPass: Article from 28.11.2023 | Last changed: 08.01.2026

    EW-I-1+2: Weather-related disruptions to and unavailabilty of power supply

    … related storms that occurred thereafter, such as Friederike (2018) and Bernd (2021), do not stand out in the same way. As far as low voltage is concerned, the … statistics) EW-I-2: Weather-related unavailability of electricity supply In 2021 the highest value amounting on average to just under 23 minutes per end … was caused primarily by the impacts of the low-pressure system Bernd in July 2021. While the unavailability of electricity owing to other unscheduled disruptions …

  • KomPass: Article from 28.11.2023 | Last changed: 17.12.2024

    BAU-R-4: Density of extended natural hazard insurance for buildings

    The picture shows a village consisting of single- and multi-family houses in a valley. The river flowing through the village has burst its banks and its brown water has inundated the low-lying parts of the village. The usual river course can be recognised by means of tree lines. In addition, you can see a destroyed bridge which used to cross the river.

    … (Reconstruction Aid) with a volume of 8 billion Euros. In the period to 2021, approximately 500 million Euros from this fund were spent on the refurbishment … and on the replacement of damaged or destroyed building components. After the 2021 flooding disaster in the Rhineland-Palatinate and in North Rhine-Westphalia, … Euros of which was made available from the specially established fund ‘ Aufbauhilfe 2021’ (Reconstruction Aid 2021). For the support of private households and housing …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    RO-R-5: Increase in settlement and transport areas

    The picture shows the construction of a new road. The partly finished road foundation is visible. In the foreground the foundation is still being completed whereas in the background it is already sealed. Half-way along the site a vibratory plate is standing. To the left of the new road, mounds of earth are visible - behind those a treeline. In the background, the roofs of a residential area are visible.

    … average was then in excess of 130 ha per day, the mean of the period from 2018 to 2021 amounted to ‘ just’ 55 ha per day. There are several reasons for this. … contributed to the increase in settled areas in the period from 2018 to 2021. Latterly, this sector grew in 2021 with figures of approximately 39 ha per day, residential housing making the …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    VE-I-6: Weather-related disruptions to the railway infrastructure

    The picture shows a single-lane railway track covered by the crown of a toppled tree. A woodland is visible to the left and right of the railway track.

    … on 28.11.2023 VE-I-6: Weather-related disruptions to the railway infrastructure 2021 stands out due to numerous disruptions to the railway infrastructure caused by … can, as demonstrated graphically by the disasters in the Ahr and Erft valleys in 2021, trigger floodwater waves inundating railway lines which run through valleys … track underwashing’. In the time series which as yet is rather short, the year 2021 stands out on account of its high number of disruptions due to wintry …