Damage to buildings due to heavy rain and river floods
Besides storms, heavy rain and river floods cause the greatest damage to buildings. While the danger from river floods only exists in the immediate vicinity of a river, heavy rain can occur anywhere. For river floods, early warning is usually possible several days in advance, whereas heavy rainfall can often only be predicted a few hours in advance.
How vulnerable a building is to heavy rain or flooding depends on the settlement structure and the characteristics of the building. In areas with high soil sealing and on slopes, the risk from urban flash floods is particularly high. The areas that could be flooded can be shown in flood risk maps and municipal heavy rain hazard maps.
The most vulnerable part of a building is the basement. The extent of damage depends on the type of use. In addition, the type of materials used influences the extent of damage in the event of an emergency. For example, it plays a role which heat-insulating composite materials were installed. This can determine whether renovation is possible or whether demolition is necessary. Contamination with dirty water or water-polluting substances such as chemicals or oils (e.g. from an oil heating system) also plays a major role. These can lead to a considerable increase in the extent of damage or the costs of remediation.
With regard to heavy rain, insufficient driving rain protection of basement windows or the extension of attics, roof terraces and balconies can lead to higher damage. Low building base heights, insufficiently dimensioned drainage systems and unfavourable roof construction methods can also increase the extent of damage. Heavy rain can damage the facade if there is no roof overhang. The consequences can be felt when water enters the building components and leads to moisture penetration damage. Other factors include the construction method of the exterior wall, the year of construction as well as maintenance, servicing and modernisation of roof and drainage systems.
Indicators from the monitoring on the DAS: Heavy rain in residential areas, Claims expenditure for property insurance